August 2007
New Credit Score System Supposed to Simplify, Not Confuse
Tip! Pay the minimum monthly payments. This will repair your credit score remarkably.
A lot has been written in the past few years about the importance of both credit reports and credit scores. The credit report is a listing of all significant financi...
Why A Credit Card Will Not Solve Your Financial Problems
Tip! Your credit card application can affect your credit rating.
Although a credit card offers you convenience, it is not cash, simply a substitute for cash. You need to have cash in your bank account to pay for all the purchases. So using a credit car...
Should I Contact a Credit Repair Company?
Tip! Determine what you can cut back on. Credit repair means work and you will likely need to give up on some stuff so that you can improve your situation.
If you have been denied credit, a credit repair company may be able to help you. If you do not ...
July 2007
5 Cons of Owning a 0 APR Credit Card
Tip! Card holder agreement — The written statement that gives the terms and conditions of a credit card account. The cardholder agreement is required by Federal Reserve regulations.
If you have received an offer recently for a 0 APR credit card, ...
3 Ways to Receive Your Credit Report For Free
Tip! You will see the addresses for each creditor on the credit report. If it is not there, then you can call customer service to ask them to provide you with the missing information.
Thinking of buying a new home or automobile? Before you shop, make ...
Five Tips For Building A Good Credit Score
Tip! Paying your bills on time is the first step in improving your FICO credit score. Late payments can have a big negative impact on your FICO score, 30 days or more late on one account can lower your FICO score 50 points or more.
Improving yourself ...
Teenagers Beware! Credit Card Companies Are Keeping a Close Watch
Tip! Store cards are still credit cards.
A small plastic card could do a lot for you. Yes, we are speaking about credit cards. What is a credit card? It is a card that could be used to get cash, goods or services up to a prescribed credit limit. Rememb...
June 2007
Fix Your Credit Report Fast
Tip! If you don’t see a creditor or collection agency on the credit report you know for a fact you owe money to, then you need to find any billing statements or collection letters you may have received. These statements and letters will have nece...
Details Of The Pulaski Credit Card Application
Tip! If you are offered a store card and there’s an unbeatable opening offer on your purchase, take it. Then, if you can’t pay off the debt in one go, use your credit card to pay it off so that you at least get lower interest charges.
The ...
A Brief Credit Repair History
Tip! Make credit repair your focus. You need to insure that each purchase you make is a wise one.
(A Little History of the Credit Repair Business)
Risk-based pricing is the real reason that there is a credit repair business. Risk-based pricing is the ...
Credit Cards - the Secrets on how they Affect your Credit Score
Tip! Closing unused accounts is a negative strategy to raising one’s credit score. Factually, fewer open accounts with the same amount of debt ultimately reduces a credit score.
The first thing to understand about how credit cards affect ...
Info about the Credit Repair Businesses
Tip! Make credit repair your focus. You need to insure that each purchase you make is a wise one.
There are credit repair businesses with years of experience, but there are also companies which open quickly. These sometimes close just as quickly, leav...
Your Credit Card - Know It Like It's Your Best Friend
Tip! Store cards are still credit cards.
The use of credit cards in Australia is escalating possibly on the back of a good economy breeding confidence although do people know how to service this debt and how much it could be costing?
Australians owe $3...
May 2007
Fix Your Credit Report
Attorney Prepared Credit Report Repair. Legal and Easy Ways to Repair Your Credit Report, Save Money, Avoid Scams, and More.
Your credit report may have errors without you even realizing it. Your black marks can be because of a non-payment of a bill th...
A Word About Credit Repair Law
Credit Repair & Collection Agencies. Credit Repair & Debt Collections Help For Consumers.
Most credit repair law relates to the Fair Credit Reporting Act, sometimes referred to as the FCRA. The Fair Credit Reporting Act has been amended seve...
The Power Of A Student Credit Card
Tip! Membership credit clubs may look like credit cards - but they’re much closer to store cards. Generally, you’re required to pay a membership fee in order to shop from a catalog of merchandise offered by the credit club.
In a financially...
Credit Card Use and Your Credit Report
Tip! An interesting new twist on reward credit cards are those that allow you to redeem your accrued reward points for gift cards that can be spent at any merchant that accepts their credit card. It’s another step away from the limitations impose...
April 2007
Apply for a Credit Card Online the Safe Way
Home Depot Rewards MasterCard Giveaway Apply for Home Depot Rewards Card & enter to win a $20,000 Gift Card.
Credit cards are widely used by many people because of the great number of conveniences it offers, this is most especially with the workin...
Free Credit Report
Tip! In addition to providing your complete name and address, your letter should clearly identify each item in your credit report that you dispute. State the facts and why you are disputing the information.
Credit reports are a serious matter. They are...
How your Credit Rating Affects your Credit Card Application
Tip! Reduce credit card debt fast by paying only the minimums on most cards. Suppose you can budget $200 monthly to pay down your credit card debt.
When you apply for a credit card, one of the factors that come most into play in whether or not you are ...
Will My Credit Score Go Down If I Request My Own Credit Report?
Tip! Paying your bills on time is the first step in improving your FICO credit score. Late payments can have a big negative impact on your FICO score, 30 days or more late on one account can lower your FICO score 50 points or more.
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Q: I have he...
Questions about the Credit Repair Report Service
Tip! If the information provider finds that there was no error, you can request that the credit reporting agency send a copy of the disputes with any report that is requested by creditors. You can also provide an explanation of a negative report in 10...
Avoiding Credit Card Wipe-outs: How To Succeed With Rate Surfing
Tip! Online resources: There is stiff competition online among various credit card companies to encourage people to apply for credit cards. Many a times you will find some companies even risking their necks to offer you a credit card, even though your...
Credit Cards
Today’s News
The following information is today’s news:
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Baltimore Sun - Savers use credit cards for convenience, paying off balances monthly. “They don’t put on a credit card something they can’t pay for,” says N...
